Washtenaw

2019 Medicare Open Enrollment Runs October 15 through December 7

Medicare is a program for people who are 65 or older and people with disabilities. You can read more about Medicare here. If you have Medicare now, then...

It's time to review your Medicare Plan!  

October 15, 2018 to December 7, 2018 is the annual Medicare Open Enrollment Period. During Open Enrollment you may:

OpenEnrollment.jpg
  • Change from original Medicare to a Medicare Advantage Plan

  • Change from a Medicare Advantage Plan back to original Medicare

  • Switch Medicare Advantage plans

  • Join a Medicare Part D Prescription Drug Plan

  • Switch Medicare Part D Prescription Drug Plans

IMPORTANT: Review your coverage--especially Part D and Medicare Advantage Plans--every year!

Premiums, co-pays and the drugs covered can change from year-to-year, even within the same plan.  Your current plan should send you an "Annual Notice of Change" before Open Enrollment that outlines any changes for the next year.  Medicare Part D plans are sold and managed by private companies and vary greatly in terms of monthly premiums, annual deductibles, drugs covered and prescription prices.  

Insurers tweak Medicare Advantage Plans every year, and those changes could mean that you can't see your favorite doctor or that you might need to pay more. 

So--review, review, review!

Note: Low-income individuals on Medicare may be able to change their plans more frequently. A MMAP counselor can explain your options.

MMAP Counselors Are There For You--For Free!

Every state has people who will help you figure out your Medicare options. In Michigan, these people--paid staff, and volunteers--work with the Medicare/Medicaid Assistance Program. In Michigan, you can find your local MMAP program here. Nationally, the SHIP (State Health Insurance Assistance Program) can help you find assistance locally. 

MMAP Counselors can help explain how Medigap and Medicare Advantage programs work, and can help you sift through your options for Part D plans. They can help you figure out if you can defer taking Medicare because you are still working. They can help you figure out if you qualify for extra help!

Some People Qualify For Extra Help

If your income is low, you may qualify for extra help. For instance, the Medicare Savings Program may help you pay your Medicare premium, or you may qualify for Medicaid and Medicare which together will cover all your health care costs. To qualify for the Medicare Savings Program you must be low-income and not have many assets.  For married couples, your combined income must be less than $1871.75/month and you must have less than $11,340 in assets (excluding a house and car).  For single people, your income must be less than $1391.67 and you must have less than $7560 in assets.  

If you think you may qualify for Extra Help, talk to a MMAP (Medicare/Medicaid Assistance Program) counselor. 

Just MMAP It!

Washtenaw County is in a MMAP region that includes Livingston, Monroe, Macomb, St. Clair and Oakland counties. There are multiple ways to meet with MMAP counselors and MMAP and the Area Agency on Aging 1B have multiple events scheduled for Open Enrollment.  Call 1-800-803-7174 to schedule an appointment.  Call now because availability is limited!


 

 2019 Open Enrollment Washtenaw County Events - Medicare beneficiaries can make an appointment to meet one-on-one with a MMAP Counselor and review their 2019 Medicare coverage options.  Call 800-803-7174 to schedule an appointment.  Appointments are required.

Washtenaw ISD 1819 S. Wagner Rd. Ann Arbor, MI 48103

  • Tuesday, October 16 9am - 4pm,

  • Monday, November 12 9am - 4pm

  • Thursday, December 6 9am - 4pm

Milan Seniors for Healthy Living 45 Neckel Ct. Milan 48160

Call 734-508-6229 for appts

  • Thursday, October 18 9am-3pm

  • Thursday, November 15 9am - 3pm

Pittsfield Twp. Senior Center 710 W. Ellsworth Rd Ann Arbor 48108

Call 734-508-6229 for appts

  • Wednesday, October 24 9am - 2pm

  • Wednesday, November 14 9am - 2pm

Printable schedule of events for Southeastern Michigan  including Washtenaw, Livingston, Monroe, Macomb, St. Clair and Oakland.

New Medicare Cards

A quick note about Medicare cards. Medicare is no longer using your Social Security number as your Medicare number. Everyone (all 55 million people on Medicare!) will receive a new card before May 2019. You do not need to call to receive your card and no one will call you asking for your Medicare information to receive a new card. Read 10 Things to Know About Your New Medicare card.

Medicare cards will no longer include your Social Security number. Everyone should have a new cared before May 2019.   Read more.

Medicare cards will no longer include your Social Security number. Everyone should have a new cared before May 2019. Read more.

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2017 Medicare Open Enrollment Runs October 15 through December 7

Medicare is a program for people who are 65 or older and people with disabilities. You can read more about Medicare here. If you have Medicare now, then...

It's time to review your Medicare Plan!  

October 15, 2017 to December 7, 2017 is the annual Medicare Open Enrollment Period. During Open Enrollment you may:

  • Change from original Medicare to a Medicare Advantage Plan
  • Change from a Medicare Advantage Plan back to original Medicare
  • Switch Medicare Advantage plans
  • Join a Medicare Part D Prescription Drug Plan
  • Switch Medicare Part D Prescription Drug Plans

 

review your coverage--especially Part D and Medicare Advantage Plans--every year!

Premiums, co-pays and the drugs covered can change from year-to-year, even within the same plan.  Your current plan should send you an "Annual Notice of Change" before Open Enrollment that outlines any changes for the next year.  Medicare Part D plans are sold and managed by private companies and vary greatly in terms of monthly premiums, annual deductibles, drugs covered and prescription prices.  

Insurers tweak Medicare Advantage Plans every year, and those changes could mean that you can't see your favorite doctor or you might need to pay more. 

So--review, review, review!

MMAP Counselors Are There For You--For Free!

Every state has people who will help you figure out your Medicare options. In Michigan, these people--paid staff, and volunteers--work with the Medicare/Medicaid Assistance Program. In Michigan, you can find your local MMAP program here. Nationally, the SHIP (State Health Insurance Assistance Program) can help you find assistance locally. 

MMAP Counselors can help explain how Medigap and Medicare Advantage programs work, and can help you sift through your options for Part D plans. They can help you figure out if you can defer taking Medicare because you are still working. They can help you figure out if you qualify for extra help!

Some People Qualify For Extra Help

If your income is low, you may qualify for extra help. For instance, the Medicare Savings Program may help you pay your Medicare premium, or you may qualify for Medicaid and Medicare which together will cover all your health care costs. To qualify for the Medicare Savings Program you must be low-income and not have many assets.  For married couples, your combined income must be less than $1847/month and you must have less than $11,090 in assets (excluding a house and car).  For single people, your income must be less than $1376 and you must have less than $7390 in assets.  

If you think you may qualify for Extra Help, talk to a MMAP (Medicare/Medicaid Assistance Program) counselor. 

Just MMAP It!

Washtenaw County is in a MMAP region that includes Livingston, Monroe, Macomb, St. Clair and Oakland counties. There are multiple ways to meet with MMAP counselors and MMAP and the Area Agency on Aging 1B have multiple events scheduled for Open Enrollment.  Call 1-800-803-7174 to schedule an appointment.  Call now because availability is limited!

 

2018 Washtenaw County Events - Medicare beneficiaries can make an appointment to meet one-on-one with a MMAP Counselor and review their 2018 Medicare coverage options.  Call 800-803-7174 to schedule an appointment.  Appointments are required.

Thursday, November 2,  2017  10am - 3pm Jewish Community Center of Greater Ann Arbor 2935 Birch Hollow Dr Ann Arbor, MI 48018

Monday, November 13, 2017 10am - 6pm   Washtenaw ISD 1819 S Wagner Rd Ann Arbor, MI 48103

Thursday, December 7, 2017 10am - 6pm  Washtenaw ISD 1819 S Wagner Rd Ann Arbor, MI 48103

 

Events in SE Michigan including Washtenaw, Livingston, Monroe, Macomb, St. Clair and Oakland.  

Washtenaw County Events and Partner sites with in-person appointments available.

Livingston County Events and Partner sites with in-person appointments available.

Monroe County Events and Partner sites with in-person appointments available.

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ACTUALIZADO ** Eligiendo un Plan de Salud de Medicaid - (888)367-6557

In English - Updated** Choosing a Medicaid Health Plan - 888-367-6557

Ahora que su medicaid esta activo, el proximo paso is elegir un pland de salud de medicaid.

Choices with text.jpg

Una vez inscito en Medicaid, Michigan Enrolls le enviará una carta para elegir un plan de salud de Medicaid.

** ¿QUÉ PLAN DE SALUD ESTÁ DISPONIBLE EN MI CONDADO?

No todos los planes están disponibles en todos los condados, aquí hay un mapa de todos los planes de salud condado. ** El condado de Washtenaw es parte de la Región 9, que también incluye los condados de Livingston, Jackson, Washtenaw, Hillsdale, Lenawee y Monroe. Sus opciones incluyen Aetna Better HealthBlue Cross CompleteMcLarenMeridianMolina and UnitedHealthcare. Este es un documento útil para elegir su plan en el Condado de Washtenaw o el Condado de Livingston.


¿CÓMO PUEDO ELEGIR MI PLAN?

  • Llame a su médico o especialista y pregúnteles qué planes aceptan.
  • Si no tiene un médico, puede llamar a los planes de salud y pedir los nombres de los médicos más cercanos a usted o puede buscar médicos en la página web del plan de salud. Siempre llame al médico para asegurarse que siguen participando con ese plan de salud y que están aceptando nuevos pacientes.
  • Si no elige un plan de salud, MI Enrolls lo inscribirá en un plan automáticamente. Tendrá 90 días después de la inscripción para cambiar su plan de salud. Llame inmediatamente si está inscrito en un plan que no desea.

HAY TRES FORMAS DE INSCRIBIRSE: 

  • Llame a Michigan Enrolls (888-367-6557) y seleccione su plan de salud por teléfono. 
  • Envíe por correo el formulario completo a Michigan Enrolls.
  • ** Si recibe una carta que contiene un número PIN, puede visitar healthcare4mi.com e inscribirse en un plan.  También puede pedir una nueva tarjeta verde y azul de mihealth. 

Una vez que está inscrito en un plan de salud, no puede cambiar a un plan diferente hasta el período de inscripción abierta. Su período de inscripción abierta es el mes que corresponde al último número de su caso. Por ejemplo, si el número de su caso es 12345678, puede cambiar su plan de salud en agosto (mes 8). Puede cambiar su médico de atención primaria en cualquier momento siempre y cuando participen con su plan de salud actual. 

 

Recursos:

What you need to know about Medicaid Health Plans - handy guide to getting approved and choosing a health plan - updated January 2016

Guide to Michigan Medicaid Health Plans  - updated January 2016

MI Medicaid Health Plan Information from MDHHS

Map of Medicaid Health Plans by county

New Options for Michigan Medicaid Health Plans January 2016 - blog post

-M. Buhalis, I. Fonseca y S. Quinones

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Updated** Choosing a Medicaid Health Plan - 888-367-6557

En espanol - ACTUALIZADO ** Eligiendo un Plan de Salud de Medicaid - (888)367-6557

Now that your Medicaid is active, the next step is to choose a Medicaid Health plan.

choosingahealthplan

Once enrolled in Medicaid, Michigan Enrolls will send you a letter to choose a Medicaid Health Plan.  

**Which health plan is available in my county?  

Not all plans are available in all counties, here is a map of all the health plans by county.  **Washtenaw County is part of Region 9 which also includes Livingston, Jackson, Washtenaw, Hillsdale, Lenawee and Monroe counties. Your choices include Aetna Better Health, Blue Cross Complete, McLaren, MeridianMolina and UnitedHealthcare. Here is a helpful document for choosing your plan Washtenaw County or Livingston County. 

How do I choose my plan? 

- Call your doctor or specialist and ask them which plans they accept. 

- If you do not have a doctor, you can call the health plans and ask for names of doctors who are near you or search for doctors on the health plan's website.  Always call the doctor to make sure they are still participating with that health plan and that they are accepting new patients. 

- If you do not choose a health plan, MI Enrolls will enroll you into a plan.  You will have 90 days after enrollment to change your health plan.  Call immediately if you are enrolled in a plan you do not want.    

There are three ways to enroll:

- Call Michigan Enrolls (888-367-6557) and select your health plan over the phone.

- Mail the completed form to Michigan Enrolls.

- **If you receive a letter that contains a PIN number, you can visit healthcare4mi.com and enroll in a plan.  You can also order a new green and blue mihealth card. 

Once you are enrolled in a health plan, you cannot switch to a different plan until your open enrollment period.  Your open enrollment period is the month that corresponds to the last number of your case number.  If your case number is 12345678, then you can change your health plan in August.  You can switch your primary care physician at anytime so long as they participate with your current health plan.

 

Resources:

What you need to know about Medicaid Health Plans - handy guide to getting approved and choosing a health plan - updated January 2016

Guide to Michigan Medicaid Health Plans  - updated January 2016

MI Medicaid Health Plan Information from MDHHS 

Map of Medicaid Health Plans by county 

New Options for Michigan Medicaid Health Plans January 2016 - healthcarecounts.org blog post

-M. Buhalis

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New Options for Michigan Medicaid Health Plans Starting January 1, 2016

Starting January 1 there are some changes to Medicaid health plans around the state of Michigan. Washtenaw and Livingston counties are part of Region 9, which includes Washtenaw, Livingston, Jackson, Monroe, Lenawee and Hillsdale counties. 

In Region 9, the choices for Medicaid managed care plans are: 

AETNA BETTER HEALTH

BLUE CROSS COMPLETE

MCLAREN

MERIDIAN

MOLINA

UNITEDHEALTHCARE

In the past, the Medicaid managed care plans were set by county, and many of these plans are new to the counties they are in.

One of the biggest changes is that HAP Midwest is no longer operating in any of these counties, and they sold their list to Molina If you or your children had HAP Midwest as your Medicaid or MIChild Health Plan, you will be automatically switched to Molina.  Any member can call the Medicaid Helpline (800-642-3195) and choose another Medicaid Health Plan within 90 days, but if you do not your health plan will be Molina.  

The map on the right shows the Medicaid Health Plans by region. If you live in a different part of the state of Michigan, just click on the map to find out about your choices of health plans.

One more change to take note of: individuals with MIChild will now have the same choices of managed care plans as Medicaid.

With all of the changes going on, if you have Medicaid and your managed care plan has changed, today would be a good day to call your doctor's office and make sure they take your new plan! If not, you still have time to change it.

--M. Buhalis

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WHP Profile: Jean Amador

It's Friday! Learn about a WHP staff member.

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Washtenaw Health Plan: We Help People

With the implementation of the Affordable Care Act, a lot has changed around here at the WHP… but then again, a lot has remained the same!

The actual Plan of the WHP is the health coverage program for low income county residents with chronic health issues that were not eligible for other health insurance. Prior to the ACA, we mainly facilitated enrollment in to our plan, but also helped with Medicaid enrollment for other eligible family members. As Medicaid expanded and the Federal Marketplace opened however, our enrollment numbers dropped from over 8,000 in September 2013 to just over 1,000 today.

You may ask: What are the WHP staff doing to stay so busy?

We have simply shifted our work to helping the community navigate the new world of health coverage. We welcome anyone to come in for help applying for coverage or to ask questions. While many of those who come in we are able to neatly direct toward the health coverage program they are eligible for, we often find ourselves with the cases that are, to say the least, confusing

  • Family members who are eligible for different programs
  • Immigration status changes and immigration status in general
  • Income fluctuation, seasonal work, self-employment, rental income, IRA distribution, child support and alimony, social security back pay
  • Job based coverage and the family glitch

And the list goes on! We seem to have seen it all… well, until we haven’t.

At our last staff meeting we joked that the WHP acronym should be changed from Washtenaw Health Plan to We Help People. We have proudly become the go to place in Washtenaw County for the messy, tangled health coverage situation.

WHP Staff Meeting

WHP Staff Meeting

We challenge you to bring us an issue that we aren't able to solve!

--Haley Haddad

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