Medicare is a program for people who are 65 or older and people with disabilities. You can read more about Medicare here. If you have Medicare now, then...
It's time to review your Medicare Plan!
October 15, 2018 to December 7, 2018 is the annual Medicare Open Enrollment Period. During Open Enrollment you may:
Change from original Medicare to a Medicare Advantage Plan
Change from a Medicare Advantage Plan back to original Medicare
Switch Medicare Advantage plans
Join a Medicare Part D Prescription Drug Plan
Switch Medicare Part D Prescription Drug Plans
IMPORTANT: Review your coverage--especially Part D and Medicare Advantage Plans--every year!
Premiums, co-pays and the drugs covered can change from year-to-year, even within the same plan. Your current plan should send you an "Annual Notice of Change" before Open Enrollment that outlines any changes for the next year. Medicare Part D plans are sold and managed by private companies and vary greatly in terms of monthly premiums, annual deductibles, drugs covered and prescription prices.
Insurers tweak Medicare Advantage Plans every year, and those changes could mean that you can't see your favorite doctor or that you might need to pay more.
So--review, review, review!
Note: Low-income individuals on Medicare may be able to change their plans more frequently. A MMAP counselor can explain your options.
MMAP Counselors Are There For You--For Free!
Every state has people who will help you figure out your Medicare options. In Michigan, these people--paid staff, and volunteers--work with the Medicare/Medicaid Assistance Program. In Michigan, you can find your local MMAP program here. Nationally, the SHIP (State Health Insurance Assistance Program) can help you find assistance locally.
MMAP Counselors can help explain how Medigap and Medicare Advantage programs work, and can help you sift through your options for Part D plans. They can help you figure out if you can defer taking Medicare because you are still working. They can help you figure out if you qualify for extra help!
Some People Qualify For Extra Help
If your income is low, you may qualify for extra help. For instance, the Medicare Savings Program may help you pay your Medicare premium, or you may qualify for Medicaid and Medicare which together will cover all your health care costs. To qualify for the Medicare Savings Program you must be low-income and not have many assets. For married couples, your combined income must be less than $1871.75/month and you must have less than $11,340 in assets (excluding a house and car). For single people, your income must be less than $1391.67 and you must have less than $7560 in assets.
If you think you may qualify for Extra Help, talk to a MMAP (Medicare/Medicaid Assistance Program) counselor.
Just MMAP It!
Washtenaw County is in a MMAP region that includes Livingston, Monroe, Macomb, St. Clair and Oakland counties. There are multiple ways to meet with MMAP counselors and MMAP and the Area Agency on Aging 1B have multiple events scheduled for Open Enrollment. Call 1-800-803-7174 to schedule an appointment. Call now because availability is limited!
2019 Open Enrollment Washtenaw County Events - Medicare beneficiaries can make an appointment to meet one-on-one with a MMAP Counselor and review their 2019 Medicare coverage options. Call 800-803-7174 to schedule an appointment. Appointments are required.
Washtenaw ISD 1819 S. Wagner Rd. Ann Arbor, MI 48103
Tuesday, October 16 9am - 4pm,
Monday, November 12 9am - 4pm
Thursday, December 6 9am - 4pm
Milan Seniors for Healthy Living 45 Neckel Ct. Milan 48160
Call 734-508-6229 for appts
Thursday, October 18 9am-3pm
Thursday, November 15 9am - 3pm
Pittsfield Twp. Senior Center 710 W. Ellsworth Rd Ann Arbor 48108
Call 734-508-6229 for appts
Wednesday, October 24 9am - 2pm
Wednesday, November 14 9am - 2pm
Printable schedule of events for Southeastern Michigan including Washtenaw, Livingston, Monroe, Macomb, St. Clair and Oakland.
New Medicare Cards
A quick note about Medicare cards. Medicare is no longer using your Social Security number as your Medicare number. Everyone (all 55 million people on Medicare!) will receive a new card before May 2019. You do not need to call to receive your card and no one will call you asking for your Medicare information to receive a new card. Read 10 Things to Know About Your New Medicare card.