On May 4, 217 Republican Representatives voted to approve the American Health Care Act. This Act is meant to repeal and replace the ACA. One provision of this act is a change to the way pre-existing conditions are treated. The bill in its current state does continue to cover pre-existing conditions under certain circumstances. You must have continuous care. Because this plan also removes the mandate that everyone must have health insurance, you can choose to not buy health insurance. If you get cancer, you will have to pay a penalty and then you are allowed to get coverage. The insurance company can CHARGE YOU whatever they want. Let's just say that again.
Yes, you can have health insurance if you have a pre-existing condition but the health insurance company can charge you a lot of money. many people will not be able to afford that coverage.
High Risk Pools: We've been here before
What about the high risk pools (HRP)? What about them? In the past, many states had high risk pools. They were extremely expensive, and many people did not get the care they need. Julie Rovner explains why this "sounds like a good idea" but isn't. Sounds Like A Good Idea: High Risk Pools
If you are wondering what's included in the list of pre-existing conditions, so are we. This is a partial pre-existing conditions list from CNN:
AIDS or ARC
Amyotrophic Lateral Sclerosis
Anemia (Aplastic, Cooley's, Hemolytic, Mediterranean or Sickle Cell)
Aortic or Mitral Valve Stenosis
Cerebral Palsy (infantile)
Chronic Obstructive Pulmonary Disease
Cirrhosis of the Liver
Congestive Heart Failure
Hepatitis (Type B, C or Chronic)
The Kaiser Family Foundation, a nonpartisan research group, has estimated that 27 percent of Americans younger than 65 have health conditions that would likely leave them uninsurable if they applied for individual market coverage under the system that existed before the Affordable Care Act. (New York Times, 5/6/17)
One last point, this bill was passed by the House of Representatives and has a long way to go before it is signed by the President and becomes law. Please make your voice and opinion heard by your elected officials. It does make a difference.
If you have questions, post them in the comments section and we will do our best to answer.